About

Balance is a personal accident insurance program created specifically for cyclists by Affinity Group Underwriters & underwritten by Amalgamated Life Insurance Company.

 Affinity Group Underwriters (AGU) has been developing and managing innovative life and health insurance programs for employer and association groups since 1997. Before creating AGU, the principals and most of the staff worked for large U.S. and Canadian insurance carriers. Our thirty years of underwriting and marketing association and employer group plans has provided us with extensive experience and a unique perspective on the evolving benefit needs of employees and association members.

AGU is a privately-held company based in Richmond, Virginia and operating nationwide. For more information, please visit www.agu.net or call (804) 273-9797.

 

Founded in 1943, Amalgamated Life Insurance Company, headquartered in White Plains, NY, has since grown into a leading provider of comprehensive insurance solutions operating in all 50 states and the District of Columbia.  Working closely with plan sponsors, brokers and benefit consultants, Amalgamated Life offers an extensive suite of group insurance and voluntary benefits.  Group offerings include: Term Life, Medical Stop Loss, Disability and Specialty Drug Cost Management. Its voluntary products include: Disability, Accident, Portable Term Life, Whole Life, Accidental Death & Dismemberment, Critical Illness, Cyber Security, Dental, Hearing and Legal. All of Amalgamated Life’s solutions are characterized by effective risk protection and coverage, flexible benefit options and competitive pricing.

In addition to its strong product line-up, Amalgamated Life distinguishes itself by having achieved consecutive “A” (Excellent) ratings from the A.M. Best Company since 1975, attesting to its strong fiscal position. Further achievements include its award-winning customer service and longstanding customers which include middle market businesses representing diverse industries, unions and associations.

Amalgamated Life is a member of the Amalgamated Family of Companies which also includes: Amalgamated Employee Benefits Administrators, a third-party administrator; Amalgamated Medical Care Management, a medical care management firm; Amalgamated Agency, a property and casualty insurance brokerage; and AliGraphics, a printing and graphics firm.

We are dedicated to helping working people and their families achieve financial security by providing affordable life, health and pension products and services while maintaining an unwavering commitment to excellence.

For more information please contact Mike Schaefer at mschaefer@amalgamatedbenefits.com or call (914) 539-6347